PrimeLending & the Russell Smith team take pride in being recognized as a premier, national residential mortgage lender offering a wide array of mortgage loan products. Mortgage loan options include fixed and adjustable rate FHA and VA mortgages, fixed rate USDA Rural Development Loans (Russell Smith is one of the top producing USDA mortgage loan officers in the country as ranked by the Scotsman Guide), NC Housing Finance Agency products (FirstHome, MCC tax credit, & down payment assistance up to $8,000), fixed and adjustable rate conventional loans, fixed and adjustable rate jumbo and super jumbo mortgages, purchase Fannie Mae foreclosures with HomePath & HomePath Renovation loans, FHA 203(k) and other rehab or renovation loans to purchase needing improvements, and we are approved with many bond programs. Even in today’s market we have programs available so that a borrower, whether a first time home buyer or not, can purchase a home. We even have down payment assistance programs for qualifying buyers. Go to our Products page for more details on our wide array of products.

Russell Smith and his team are located in Southeastern North Carolina, our team closes mortgages in and around Wilmington, Leland, Carolina Beach, Kure Beach, Wrightsville Beach, Jacksonville, Lumberton, Whiteville, Lake Waccamaw, Hampstead, Elizabethtown, and Brunswick, Onslow, Pender, and New Hanover County beaches. We are just across the NC / SC line and lend often in Horry County cities such as North Myrtle Beach, Myrtle Beach, Little River, Conway, and Longs, SC.  Even though a majority of our mortgages are closed in our local area, we are a nationwide mortgage lender and can help homeowners & buyers in all 50 states.

 Russell Smith is “Preferred Loan Officer” with NC Housing Finance Agency’s FirstHome Mortgage
http://www.nchfa.com/Homebuyers/HBprefloanofficers.aspx
Russell is certified to close products through NC Housing which include the FirstHome Mortgage, MCC tax credit, and down payment assistance programs. Because of the experience Russell’s team has in closing mortgages for first time buyers and programs through NC Housing Finance Agency, he has obtained the “Preferred Loan Officer” status. Even though it mentions Russell under Columbus County, keep in mind that he can close these types of loans anywhere in the state of NC. FirstHome Mortgages are loans for first time homebuyers (certain borrowers such as military or properties in targeted census tract areas can get an exception on being a first time buyer) that meet NC Housing’s criteria, at lower than market fixed interest rates on FHA, USDA, VA, and conventional financing. Contact our team today for your preferred mortgage products as a first time buyer!

Whether you are a first time home buyer, move up buyer, purchasing a 2nd home or investment property, you need an expert mortgage lender. Our PrimeLending team delivers the knowledge, expertise, and personalized service to ensure your loan process is worry-free.

Contact us today to take the next exciting step toward your new mortgage whether it be a refinance or buying a new home. See how a mortgage loan should be done.

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