Mortgage Loan Products Galore!

Sunday, January 15, 2012

Blog: Ask Russell

WE ARE THE SWISS ARMY KNIFE OF MORTGAGE LENDING – Don’t listen to press saying you can’t borrow!
Our recent closings include:

Homepath purchase with no pmi and appraisal, NC Housing First Home Loans with 100% financing at a low fixed rate, MCC tax credit purchases, Permanent loan for new construction, Fannie Mae 125% LTV refinance, 75% / 15% purchases, Conventional & FHA purchases where buyers close prior to starting their new jobs, USDA loans with buyers getting most or all of earnest money back at closing, VA purchase with less than 2 year bankruptcy discharge, 3/1 ARM purchase, manufactured home purchases at 96.5%, 80% cashout refinances, Credit score from 579 – 634 in one month to close no money down, refinance with no appraisal needed, second home purchase, refinance to have ex-spouse removed from mortgages and deed, 4 borrowers that were referred to credit repair that were able to close, denied loans from other lenders to closing with us, 75% jumbo refinance on a second home combining 2 mortgages to a 30 year fixed, Escrow holdback for repairs less than $5000, Homepath Renovation purchase with 3% down escrowing for repairs, USDA 100% purchase with MCC tax credit and escrow for repairs, USDA 100% purchase with escrow for hvac install & foundation repair, new modular home construction/perm purchases, 90% LTV refinance with single premium pmi to keep payment lower, second home condo refinancing, rental properties rate/term refinance, VA Streamline refinance without appraisal, Log home refinance with 1 log home comparable.


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Team did a great job working together as a TEAM!! Also, got the house closed in 21 days from accepted contract to closing on the house!!

Jami Smart, Rockin...