Thursday, 30 June 2011 18:08
The FNMA DU Refinance Plus program is a product offered by FNMA for most to all currently serviced Fannie Mae loans. This option is designed to assist borrowers who have demonstrated an acceptable pay history on their mortgage, but due to a decline in home values or the lack of available mortgage insurance, have been unable to refinance. If a borrower does not have pmi on the current loan, the new loan will not have pmi as well even though there is not equity in the property.
Guidelines:
Maximum LTV 125%
Maximum CLTV unlimited
Minimum LTV 105%
Minimum credit score 620
Primary, Second Home, and Investment Properties
30 Year fixed rate only