Market Update for the Week of June 4, 2012
Tuesday, 05 June 2012 11:35
QUOTE OF THE WEEK..."What we see depends mainly on what we look for." --John Lubbock, British banker, politician, naturalist and archaeologist INFO THAT HITS US WHERE WE LIVE... Those looking for healing in the housing market needed to see past April's 5.5% dip in Pending Home Sales and focus on t...
READ MORE4 Guidelines for Successful Negotiations!
Thursday, 31 May 2012 12:37
Pop quiz time! OK, how often are you involved in a negotiation?If you answered, "almost daily," you already realize how much negotiating is involved in our everyday lives. Think about it. We negotiate with our kids over everything from homework to the car keys. We haggle over prices at a yard sale. ...
READ MOREWhen to check on Homeowner's Insurance when buying a home...
Tuesday, 29 May 2012 12:15
It is very common for homebuyers to wait until the last second to solidify their homeowner's insurance which often leads to: Premiums at unexpected amounts causing the payment to be higher than expected which could potentially cause a debt ratio issue late in the process. The agent could require...
READ MOREUSDA - Another "Did You Know"!
Tuesday, 29 May 2012 12:13
USDA typically will not lend to a potential homebuyer that owns another residential property in the reasonable commuting area. Did you know that USDA Rural Development will allow a buyer to be a co-signor on a mortgage for someone else if they are not on the deed and doesn't live in the property.Â...
READ MOREMarket Update for the Week of May 28, 2012
Tuesday, 29 May 2012 12:11
QUOTE OF THE WEEK..."I finally figured out the only reason to be alive is to enjoy it." --Rita Mae Brown, American writer INFO THAT HITS US WHERE WE LIVE... Well, we can all finally enjoy some solid signs of recovery in the housing market. Tuesday we got the news Existing Home Sales were UP 3.4% in...
READ MOREMarket Update for the Week of May 21, 2012
Monday, 21 May 2012 14:34
QUOTE OF THE WEEK..."Do what you can, with what you have, where you are." --Theodore Roosevelt, 26th U.S. President INFO THAT HITS US WHERE WE LIVE... Home builders are doing plenty with what they have, as Housing Starts rose 2.6% in April to a 717,000 annual rate. Single-family units were up 2.3% ...
READ MOREMarket Update for the Week of May 14, 2012
Monday, 14 May 2012 13:28
QUOTE OF THE WEEK..."I've been lucky. Opportunities don't often come along. So, when they do, you have to grab them." --Audrey Hepburn INFO THAT HITS US WHERE WE LIVE... There are more and more opportunities to grab in the housing market. After almost six years of price declines, we're finally seei...
READ MOREUSDA - Did you know that....
Saturday, 12 May 2012 13:47
 A property cannot have barns or other characteristics of a working farm. One would think that USDA would allow something with agriculture but it doesn’t. A home with an in-ground pool is a potential issue with USDA loans. Properties with in-ground swimming pools are allowed as long as l...
READ MORESome nontraditional credit sources...
Saturday, 12 May 2012 13:45
What are nontraditional credit sources that can be used for borrowers purchasing a home that need to supplement their thin credit file? A common problem when some are trying to qualify for a mortgage loan is the lack of recent good credit. If a borrower does not have enough credit or any credit a...
READ MORE6 ways to make your garden Spring-ready and 5 things to consider before renting your home
Thursday, 10 May 2012 16:09
Now is the time of year to let your garden "Spring" to life! 1. Lawn Care. Rake up all the "thatch"–that's the dried dead grass and weeds mingling with the live grass. Thatch prevents water and nutrients from getting into your lawn and stops new seeds from taking root. Next, set your mower blade...
READ MOREUsing a Pastor / Minister’s housing allowance to qualify for a mortgage
Thursday, 10 May 2012 16:08
The IRS looks at the housing allowance portion of a pastor’s income as an exclusion from income. Therefore the housing allowance is not reported on the personal tax returns as taxable income. Even though it is not reported on the tax returns, a pastor’s housing allowance can be used in quali...
READ MOREMarket Update for the Week of May 7, 2012
Monday, 07 May 2012 11:50
QUOTE OF THE WEEK..."One person with a belief is equal to a force of 99 who have only interests." --John Stuart Mill, British philosopher and political economist INFO THAT HITS US WHERE WE LIVE... Happily, it's becoming easier to believe the housing market is turning around, although in fits and st...
READ MOREMarket Update for the week of April 30, 2012
Wednesday, 02 May 2012 11:13
QUOTE OF THE WEEK..."Opportunity is missed by most people because it is dressed in overalls and looks like work." --Thomas Edison, American inventor INFO THAT HITS US WHERE WE LIVE... Those who continue to work the housing market are in fact seeing more opportunity. Thursday's Pending Home Sales ro...
READ MOREUSDA Pilot Refinance Program now allows financing of closing costs and escrows!
Tuesday, 24 April 2012 13:36
Administrative Notice (AN) 4634 announces a significant change to the Rural Refinance Pilot program which allows borrowers to finance eligible loan closing costs in addition to the principal loan balance and the one time upfront guarantee fee. The United States Department of Agriculture (USDA) R...
READ MOREMarket Update for the week of April 23, 2012
Tuesday, 24 April 2012 13:29
QUOTE OF THE WEEK..."A great pleasure in life is doing what people say you cannot do." --Walter Bagehot, English businessman, essayist and journalist INFO THAT HITS US WHERE WE LIVE... People say home building can't recover any time soon. Yet the signs continue to mount that a recovery is underway....
READ MOREMarket Update for the Week of April 16, 2012
Monday, 16 April 2012 15:09
QUOTE OF THE WEEK..."Faced with the choice between changing one's mind and proving that there is no need to do so, almost everyone gets busy on the proof." --John Kenneth Galbraith, Canadian-American economist INFO THAT HITS US WHERE WE LIVE... When people tell you the housing market isn't showing ...
READ MORENew light bulb rules...Plus 3 ways the Job Market moves Housing
Wednesday, 11 April 2012 13:20
Thomas Edison's incandescent light bulb was a brilliant invention, but not very energy efficient. Just 10% of theelectricity it uses gets converted into light; the rest is radiated as heat. This January, the old-style bulb got a big push toward extinction, as additional provisions of the Energy Inde...
READ MOREMarket Update for the week of April 9, 2012
Wednesday, 11 April 2012 13:19
QUOTE OF THE WEEK..."You miss 100% of the shots you don't take." --Wayne Gretzky, hockey's all-time leading goal scorer INFO THAT HITS US WHERE WE LIVE... Hopefully, more people will be taking a shot at buying a home, with home ownership regaining its appeal as rents head higher. A real estate rese...
READ MOREBrunswick County Property Tax Rates
Tuesday, 10 April 2012 12:52
To look up property tax bills paid or due for Brunswick County and it’s towns, click here. You can search Brunswick County property tax bills by name, parcel ID, account and bill number. If you need to look up by property address in Brunswick County, click here and then you can look up the p...
READ MORENew Hanover County Property Tax Rates
Tuesday, 10 April 2012 12:47
To look up property tax bills paid or due for New Hanover County and Wilmington, Carolina Beach, Wrightsville Beach, and Kure Beach, click here. You can search New Hanover property tax bills by owner name, parcel ID, street name, or bill number. To search for property tax value and history, clic...
READ MORERobeson County Property Tax Rates
Tuesday, 10 April 2012 12:42
To look up property tax rates and fees for Robeson County and town rates for McDonald, Proctorville, Raynham, Fairmont, Lumber Bridge, Lumberton, Maxton, Parkton, Pembroke, Red Springs, Rowland, St. Pauls, & Rennert, NC as well as the varying fire districts in Robeson County, click here. You may se...
READ MOREColumbus County Property Tax Rates for 2001-2011
Monday, 02 April 2012 15:03
To look up property tax rates and fees for Columbus County and for the town rates for Boardman, Bolton, Brunswick, Cerro Gordo, Chadbourn, Fair Bluff, Sandyfield, Tabor City, Lake Waccamaw, and Whiteville, NC as well as the varying fire districts in the county, click here. Years 2001 – 2011 pr...
READ MOREMarket Update for the week of April 2, 2012
Monday, 02 April 2012 14:59
QUOTE OF THE WEEK..."To succeed, jump as quickly at opportunities as you do at conclusions." --Benjamin Franklin INFO THAT HITS US WHERE WE LIVE... Last week's housing reports supported the fact there are great opportunities in today's real estate market, as long as you don't look at just part of t...
READ MOREIs a surviving spouse of a deceased Veteran eligible for a VA Mortgage loan?
Friday, 30 March 2012 13:26
The unmarried surviving spouse of a Veteran who died on active duty or as the result of a service-connected disability is eligible for the VA home loan benefits. The surviving spouse should complete this Request for Determination of Loan Guaranty Eligibility – Unmarried Surviving Spouses Form 2...
READ MOREMarket Update for the week of March 26, 2012
Monday, 26 March 2012 18:15
QUOTE OF THE WEEK..."I invented my life by taking for granted that everything I did not like would have an opposite, which I would like." --Coco Chanel INFO THAT HITS US WHERE WE LIVE... The renowned French fashion designer certainly would have appreciated that while February's Housing Starts were ...
READ MOREMarket Update for the week of March 19, 2012
Monday, 19 March 2012 16:28
QUOTE OF THE WEEK..."I was taught that the way of progress was neither swift nor easy." --Marie Curie INFO THAT HITS US WHERE WE LIVE... The Polish physicist and chemist, famous for her pioneering work on radioactivity, could have been describing the U.S. housing market. But we are making progress....
READ MOREPrimeLending offers USDA Refinance Pilot Program with easier guidelines to refinance now!
Sunday, 18 March 2012 11:55
GREAT NEWS! Effective March 12, 2012 PrimeLending will accept the USDA Rural Refinance Pilot Program! The United States Department of Agriculture (USDA) Rural Development (RD) is now offering the opportunity for current USDA Section 502 Guaranteed borrowers to refinance their existing USDA loans t...
READ MOREPrimeLending receives the Prestigious Pinnacle Award
Saturday, 17 March 2012 12:44
PrimeLending receives the Prestigious Pinnacle Award for 2nd year in a row from the TMBA! Click on "read more" to see more about this award....
READ MOREPrimeLending receives Originator Review Assessment from Fitch
Wednesday, 14 March 2012 11:45
PrimeLending receives Originator Review Assessment from Fitch...
READ MOREUse Assets As Income!
Monday, 12 March 2012 17:39
Use Assets As Income! Perfect for borrowers that do not have much income but have a large amount of assets. Assets must be liquid, owned solely by the borrowers, with unrestricted access and 100% of the balance available without penalty if the asset is a retirement account recognized by the IRS...
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